Friday, September 29, 2017

Current retirement ages and conditions in different countries

The retirement age in different countries of the world is different. Also, each state has its own rules for entering a well-deserved rest.

Do not forget that the money paid to a person is accrued on different principles.
In many countries, the retirement system functions in such a way that everyone is given the right to make non-fixed contributions to their future pension. In other words, each citizen independently decides how much they will transfer, and how often to do it.

A chart may not always provide detailed data on retirement conditions and pension by country. So let’s delve into the topic and find out about old age pension rates in different states.


A person has to reach 67 years to retire in the USA. The average pension in the USA numbers 1 500 dollars per month.

There are three types of obtaining retirement money:

Social. To receive such a social payment, it is necessary to make regular contributions in the amount of 15% of wages for the last ten years.
Corporate. An obligatory condition for obtaining such a pension is to work within the company for five to six years and make regular fixed contributions (the maximum number of deductions is 18,000 dollars a year).

And the most common way to ensure a carefree old age is to make regular non-fixed contributions, the number of which you determine yourself.

The total number of retirement assets in 2015 reached $ 24 trillion. Money is invested in financial instruments, including shares.


     Legal age to leave job in France is 62 for people born after 1st January 1955 and 60 for people born before 1st July 1951. Average payment number reaches 1 000 euro a month.

     The French can make contributions to the pension fund account in the amount of 16.35% of income.

     To increase the amount of payment from state, a French citizen needs to have more than 40 years of working experience. If the experience is not enough, the French receive a pension of solidarity. Usually, the pension is calculated by payments to the pension fund and points earned through additional deductions to special insurance funds


     The retirement age for men in Great Britain is 65. Women may stop working in 60. There are different sources of payment accrual:

     State type. To obtain payment from the state, it is necessary to transfer a fixed amount to the Pension Fund for a minimum period of ten years.

          Non-state type. If you want to receive this type of pension, you have to save money yourself on your retirement account. The peculiarity of this type is that you choose the size of your future pension on your own.The average state pension is 130 pounds a week. But, retired citizens can get an increase with self-accumulation, in which private business can contribute. In 2013-2014, the average pension exceeded the average income of a working British. 

Thursday, September 28, 2017

3 Problems That Small Businesses Can't Handle

In the past, business organizations made new moves based primarily on the intuition of their leadership. Today there are so many different consumers, markets and a lot of competition, no matter what type of business we are talking about, and this means that it’s important to focus your efforts accurately in order to get the desired results.
Businesses are looking to be as efficient as possible and waste as little of their resources as possible. This is why companies do market research to acquire valuable knowledge that will help them make better business incentives with a higher chance of succeeding.

Wednesday, September 27, 2017

Advantages of Outsourcing Software Development

There has been a general notion about cost-cutting as the only major driving force for outsource software development projects to offshore or nearshore tech vendors. However, in recent times the industry has mind-boggling evolved and the focus has largely shifted to Quality of Services (QoS).

It is true that everything is like a coin with two sides having a fruitful side as well as the barren side. One is supposed to be optimistic enough to survive in the industry and look for the advantages above the risks and the drawbacks to be willing to take risks and succeed. While there are always advantages and disadvantages, IT industry drivers increasingly control outsourcing companies as an essential for business growth.

Rather than just focusing on financial aspects with a narrower vision, a businessman is supposed to harness the ways to utilize outsourcing software development services to unlock additional business value. Here is all you need to know about the same:

Wider Skillsets & Know-How

It has been a general trend in the industry that the business houses start looking for external tech providers when their projects demands for a complex skillsets. Also, they are clueless how to do a certain task wherein sharpening these skills in-house is simply not feasible within the stipulated time frames. By following the mantra of ventures in the industry, customers can build cutting edge solutions in the latest technologies without having to master them themselves.

Breeding Talents

With great talent being in high demand, attracting exceptional engineers can be incredibly difficult. For most companies, building a truly outstanding team requires either a huge amount of recruitment effort or the help of external partners. Leveraging the services of a premium league outsourcing provider is a great way of getting fast access to engineers at a level of quality that would be extremely hard to find on Western job markets.

Mature Development Process

Including freelance developers to your team can be a great opportunity to improve your current working style and development processes. Experienced developers are not only fluent in nimble approaches, foolproof practices and design patterns, they will also readily offer valuable golden advice.

New Minds at Work

Consistently developing efficient software necessitates trying new approaches and out-of-the-box thinking. Working with developers who are foreigners to your work and workspace will definitely throw a beam of light over new perspectives. The chances of unexpected feedback and fresh ideas exponentially increase in such circumstances.

On Point Business Goals

A blunder that mainstream businesses commit is that they do not consider hiring and managing developers among their core competencies or revenue drivers. Leaving these critical tasks to an outsourcing partner removes a major distraction and frees up time in the calendar that you can spend on more critical tasks at the heart of your business.

Almost No Time To Market (TTM)

In flashy business scenarios where it is simply about performing or perishing in the market success can be far from go-getters. An outsourcing company can be a great stroke to gain control over the speed of your outsourced software development. Rather than letting your warehoused resources dictate the timelines, you can quickly scale to move forward much faster with time.

Enhanced Quality of Product (QoP)

Upsizing the development team with the a goal of building a more robust solution and replenishing capacities for rigorous testing will greatly increase product stability and lead to an altogether different level of UX . Improving the quality of your code not only adds a lot of value, it also helps to protect your investment with the perspective of future requirements.

Better Business with Lesser Investments

Dealing with an outsourcing business service basically appear to be a different process than a local development. Generally, this applies to the case where their business processes entrust to offshore service providers. This whole process and the modus operandi is looked upon to be efficient at cost and running businesses easier.  

Theories and discussion are a right up till a point but presently there are major benefits that are practically felt by start-ups and businesses opting for outsourcing software development:
  • More Flexible & Lesser Logistic Cost—you do not need to purchase equipment or other supplies and things required for the software development. The main objective of offshore companies is to provide customers with the best possible material handling solution at the reasonable price.
  • Time Management—a proper outsource IT company should provide the skills and manpower necessary to meet any strict deadlines and the outsource developers work nonstop at no additional pay.
  • Right Outsourcing Partner—as a business partner, they share the aspiration to keep your company functioning at its maximum efficiency.
  • Cost Improvements—employment cost savings can reach high percentage for daily regular tasks as compared with in-house development in the USA, UK and Europe.
Authored By Nikhil Aggarwal
I'm currently working as a Software developer with Adreno Technologies. I have a great passion for Software Management Systems and understanding of analyzing MySQL queries for performance and writing queries that will scale well. Apart from Software Development, I have focused on investing my efforts on Web Services, Specification, and Verification of Software Systems, Business Process Management, Case Management, Intelligent User Interfaces.

Friday, September 22, 2017

Health Benefits of Specific Types of Sports

If you wish to get a good health and well-being then partake in physical activities should be paramount for you. Do exercise daily for at least 30 minutes daily.
Physical games play a crucial role in exercise. In most cases, children who don't want to take part in sports are likely to coddle in drugs or other kind of intoxication activities. So, if you wish well-being of your kid, it will be good to permit your kid to partake in sports. Recent proved searches proved that participation in sports positively affects your mental health. We have mentioned below, some of the top health benefits related to youth sports.

 If you want to be hale and hearty, physical activities are the essential need. Indulging yourself in sports will help you protect from frightful diseases such as obesity, heart disease, diabetes, cancer and mental illness, etc. Cycling is one of the best physical activities that help you to reduce the risk of health problems.
Riding bicycle daily is a low-impact exercise that anyone (younger children to adult ones) can do and enjoy. Besides, it is a cheap activity and good too for the environment.

  • Good muscle workout, almost all the major muscles are used in this activity as you pedal.
  • Riding bicycle helps in increasing aerobic fitness, stamina and strength.

Roller Skating

Roller Skating Roller skates is a kind of hot topic! Skating is a fun-oriented and safe sport liked by people of all ages. Roller skating ain't something alike thinking of someone on roller blades who is strolling along the sidewalks or near the beaches. Actually, roller skating can be done anywhere. Good thing is, it is a game that offers a plethora of health benefits for your body.
Always opt best roller blades skates from good brands which means, don't compromise in choosing quality products.

  • Calorie Burning: Performing skateboard at regular basis helps in calorie and fat burning.
  • Stress Relief:  Beneficial physical activity for relieving stress.


Soccer Soccer (or say, football) is one of the most popular games across the globe. It is a game of hard work in which a player has to use his legs, head and torso for passing the ball to his mates and to scoring the goals.
It is an appreciable game for cardiovascular health and fitness of your body.

  • Soccer increases aerobic capacity and cardiovascular health. 
  • It also lowers the body fat/calories and helps in improving the muscle tone.
  • It aids in increasing endurance and flexibility.


Swimming Swimming, a popular physical activity in Australia. But nowadays, it has spread its era of popularity across almost the whole globe. Besides fun, swimming keeps you fit and healthful. It is a low-impact activity having physical and mental health benefits.
  • Swimming keeps your heart rate up.
  • It builds endurance, muscle strength and cardiovascular fitness.
  • Regular swimming keeps the heart and lungs healthy.
Authored By Koshial Robinson
Koshial Robinson is the founder of Skateboard-guide blog, its a blog about Skating tips, Skateboard guide, Product reviews, news, equipments and events. Follow him on: Facebook » Twitter » Google+ 

Monday, September 18, 2017

Creative Writing Tips for Blog Owners

It’s not a secret that the best way to share your own creative thoughts, feelings or knowledge - is through writing, and in our modern twenty-first century the best place, where you can do it – is the Internet. Nowadays, with an extremely high popularity of the web, as one of the most important sources in the development of different life and business spheres, there are more and more people who try to understand the main principles of making a successful blog.

Several years ago, we couldn’t even turn over in our mind that in a few years we would have such a great possibility to create amazing high-quality blogs with only a few clicks of the mouse. And today thousands of people use this platform in almost every sphere of their life making creative writing blogs for travels, studying, fashion and business. In addition, it will be not a mistake saying, that every day a business blog becomes more and more popular, as it is really useful and effective way to share your experience with other people, to earn more money and learn a lot of new information, which will help you to become successful.

Before starting to create your own blog, or trying to make your already existent blog more interesting, I would like to suggest you a very useful list of five creative writing tips, which helps you to make a perfect blog. Let’s start!

First Tip: Realize Your Mission!

One of the most important things you should bear in mind while creating your blog posts - is the realization of WHY and HOW should you organize your work in every little detail! It looks like an evident truth, but believe me, it requires tremendous efforts. You should totally understand the purpose of your mission, your goal for the best result at the end. That’s why you should be organized, patient and attentive to every detail and every word that you transform into unique content!

Second Tip: Understand Your Audience!

This step is essential if you want to make really unique, modern, useful and significant blog for your audience. You should understand the readers’ needs, and try to give them the most relevant information according to their age, status, and areas of interest. There are also several tips how you achieve it.

1. Try to imagine that you are one of your readers. Yes, it’s strange a little bit, but only in such way, you can realize their wishes and desires.

2. Be positive in your thoughts! It doesn’t matter what type of information you want to present for your audience – fashion, economic, scientific or business stuff – but if you won’t be positive thinking, enthusiastic and energetic, the reader immediately understands that and just leaves your blog, without reading it to the end! 

Third Tip: Be Concise!

The third step is simple to comprehend – try to be concrete as much as you can. Of course, it doesn’t mean, that you have to write only a few words about that or those themes or be very strict in your words, counting every single letter, but making your post really interesting and creative, use only the most necessary information, without mere words.

Fourth Tip: Write Correctly!

          Probably, it isn’t one of the most creative tips for writing good posts on your personal blogs, but one of the most valuable and irreplaceable. There is nothing worse than grammar mistakes in the texts. It means you should be attentive to your grammar as much as you can. Hopefully, today there are a lot of different online grammar checking services, and luckily for us, most of them are free.

Fifth Tip: Find Your Inspiration!

          To be inspired and to share a strong inspiration and confidence with other people – is the main concept of written creative blogs! Of course, it’s hard to be enthusiastic every day, and sometimes it’s almost impossible. Thus, what you have to do when you feel empty, where should you find a new source of energy and motivation? The answer to this question lies in a will to find the antidote against tiredness, boredom, and laziness.

          Now, you know how to make a writing blog and do it perfectly, and we expect our information will help you to turn your little dream about modern, unique and quality blog into reality. Good luck!
Authored By Lisa Griffin
Lisa Griffin is a professional writer at and helps students doing their tasks on different subjects. She found her goal and mission through the great efforts, and her life credo is simple: “I understand that money couldn’t give me happiness, and I started to do what I really liked – that’s how I began to write!”.

Saturday, September 16, 2017

How to conquer Amazon in 5 simple steps ?

Have you ever heard of a self-sustaining business model that can bring you a six-figure payday? Well, although this sounds like a fairytale, it’s really not as far fetched as some might believe. If you consider yourself a talented salesman, we advise you to direct your focus towards Amazon.

In just 5 simple steps, you’ll put your business in the best position to thrive. Even better, it only takes a couple months before it becomes profitable, and by then, you’ll understand every single nuance of the industry. Without further adieu, let’s begin.

How to conquer Amazon in 5 simple steps
Step #1 Learn all the rules and regulations

You know about those boring rules you always accept without even reading? To tell you the truth, we cannot actually blame you. At the end of the day, who wants to spend a couple of hours reading through these boring paragraphs, that are somehow always written in a terribly small font? As it turns out, a lot of websites are well aware of this fact, and they use it to their advantage.

If you’re considering to pursue a career of salesman on Amazon, these rules need to become your bible. Chances are your competitors aren’t paying too much attention to them, and that’s where you can take their shine. Every business model relies on many factors, but having a good insider knowledge is absolutely vital. The most important ones are surely Copywrite and Trademark regulations, so start off here.


Step #2 Become a master of research

Creating the best possible program and a marketing scheme is only half the battle, you also always need to keep an eye out for the competition. Because you’ll be starting from ground zero, you might have a tough time separating yourself from your peers in the beginning, but if you do the things correctly, you’ll eventually create a name for yourself.

Step #3 Let the creativity flow

Are you having a tough time coming up with brand new ideas all the time? Here's one trick that works almost every time, and that is, check out what the competition has to offer, and try to one up on their offers. While this technically seems like cheating, there’s nothing wrong with improving someone else’s design, but only if you add a personal touch to the whole thing.

Contrary to the popular belief, you also don’t have to do everything by yourself. Nowadays, there are tons of websites with excellent freelance designers and writers, and outsourcing is sometimes the smartest thing one can do. It’s only crucial to find the right person you can rely on, who also offers a competitive price.

Step #4 Create a strong brand

While you can make it big strictly from retailing, our advice would be to take on a slightly different route. As you might have read, Shopify and Amazon is a terrific combination for anyone looking at strengthening their brand. First of all, Shopify is extremely simple and basic, and even if you’re terrified of technology, you’ll get the basics down in just a couple of days.

Furthermore, having your own dedicated website is an excellent choice for the future, as people will develop a stronger connection to your own personal brand, and you won’t need to spend a dime for that effort. However, if you’re willing to invest in your product, the possibilities are endless. From social media platforms to marketing experts, there are tons of different paths one might take, and the results are almost always excellent. Spending some extra cash without getting immediate results can be challenging at the start, but it will all pay off eventually.

Step #5 Be patient

Ah, patience, the virtue many of us would love to have, but somehow, it always appears to be just outside of reach. To be frank, that’s perfectly understandable, as we are forced to continually hustle in order to achieve our goals, and the stress can sometimes be simply overwhelming.

Hate to break it to you like this, but if you can’t get your head straight, chances are you’ll never become a successful businessman. Earning a six-figure payday isn’t meant to be smooth sailing, and you’re bound to run into some hardships every now and then. Still, if you develop a great plan of action and stay on course, there’s no telling where’s your ceiling. Are you prepared to put in the work?

Authored By Peter Koch
I’ve been starting my own businesses and inventing new products for as long as I can remember. I am not afraid of failure and nothing can keep me down because I know I will come back even stronger. I’m always looking for opportunities where others see problems because I know how to motivate myself. Connect with me at: Facebook

Sunday, September 10, 2017

What is the Difference Between Photoshop and Photoshop Elements?

There are many photo editing tools. At the moment, photographers are widely using either Photoshop or Photoshop Elements. While some prefer one over the other, there is still something left to be resolved. What is the difference between these two? This question is very common in the world of photography.

Many Photoshop professionals advise their novice colleagues to start by using Photoshop Elements, since it has less features and it’s generally easier to learn. Only after becoming advanced users should they switch to Photoshop. Keep in mind that Adobe is targeting two completely different markets with these two products.

Let’s see what are the differences between these two so that you can make the right pick.

Photoshop Elements

This software pack is designed to meet the needs of users with an intermediate level of photo editing experience. A majority of frequently used features in Photoshop for digital image editing are reworked in Photoshop Elements to something more user friendly and easy to use. Anyhow, with Photoshop Elements, a person can edit or create images without the need to become an editing expert first.

Within a significantly shorter time frame, when compared to using Photoshop, users of Photoshop Elements will be able to create effects, correct and retouch their photos.

This software pack comes with some features that are not available in Photoshop. And some of them are pretty handy:

Style match – this is one of the most interesting features. Once you have found the photo with specific characteristics (color, texture, etc.), Elements determines its style and you can apply it to any of your photos;
Built in organizer and viewer;
Support for multiple canvas files;
Templates for invitations and calendars;
Group shot photomerge;
Facebook and Flickr sharing;
Quick Edit for fast image tuning (color, sharpen, and exposure) and Expert Edit with more advanced options for image adjustments;
Guided Edit – guides you through the process of digital image editing (regular adjustments, perceived depth of field, old photo restoration, etc.)


Full Photoshop is more complicated to use than Elements. Its features have more sub options and they require more knowledge about digital image editing in order to get the wanted results. This is why average digital camera users, businesses, and photographers with an increased workload prefer using Photoshop services instead of learning Photoshop or hiring a full-time Photoshop expert.

There are some features that are exclusive to full Photoshop:

Custom Actions Recorder;
Channel Mixer;
Color Balance and CMYK coloring;
Web design features – rollovers and slicing;
Puppet Warp;
Access to variety third party plugins;
Smart Objects and Smart Guides;
Adjustment layers (vibrance, curves, selective color, etc.);
Advanced fine tuning and ultimate control;
Camera raw image adjustments – HSL/Grayscale, Lens Corrections, Presets, Snapshots, Split Toning and Tone Curve.

Photoshop has become a software standard in the graphic design industry. The features and options it packs allow experienced and knowledgeable graphic designers to do heavy-duty image editing and pull-off amazing things.
Photoshop also excels in another field. It supports merging multiple and bracketed photo exposures into an HDR image, where Elements only covers Basic, Camera Calibration, Detail and Effects adjustments.

At first, Photoshop Elements may seem like the lighter version of Photoshop. Let us assure you that it is not. It is an advanced digital image editing software that can meet the needs of novice and intermediate image editors. But, when it comes to an all-in-one powerful image editing software solution, Photoshop still remains the king.

In the end, Photoshop CC can be acquired through Adobe Cloud Subscription for $10 per month, while Photoshop Elements is still not available on Adobe Cloud and you will have to pay $99.99 for its licence.
Authored By Isabella Foreman
Isabella Foreman is a content writer by profession and enjoys writing on Wedding, Travel, Photography, Photo Editing Services, Career Improvement, and cooking. She spends her off-work time with family and travel to explore new places! . She intends to educate and keep audience abreast of the latest trends in the world of Photography and Photo editing. Presently, she is associated with Smart Photo Editors - a services company that is engaged in Photo editing and wedding photo editing.
Follow her on: Facebook » Twitter 

Sunday, September 3, 2017



Today we are going to feature one of the most amazing products of Amazon, the URPOWER Ultrasonic Aroma Essential Oil Diffuser. In case you are looking for a simple way to freshen your room, and creating a healthier atmosphere in your home or work place, this product is something you can’t miss buying!

Let us have a quick review about this product.


ü  Available in 7 different colors
ü  Nightlight
ü  Programmable on/off cycles
ü  Auto shut-off feature
ü  Adjustable two mist settings
ü  Whisper-quiet operation

ü  Difficult to twist on and off when filling
ü  The light for "On" button remains on all the time, which may be a cause of sleeping trouble for some people

People who have bought it already, are giving their valuable reviews.

Click on the image to get better view

Why Should You Purchase This Product?

This product is a Must-Have for your home! How so? Let's see:

1.   Supply You With A Fresh Refreshing Scent:
Essential oil diffusers are well known for providing the fresh and refreshing scent. This oil diffuser serves both the therapeutic and aesthetic purposes of essential oils treatment. When the micro particles of essential oils are spread into the air, they increases the Oxygen molecules present already, that not only furnish fresh air but also effectively eliminate the odor imparting a comfortable environment in your home or work place.

Unlike the majority of air freshening plug-ins and sprays, essential oils diffusers do not spread harmful chemicals in the air. All you have to do is to simply put your favorite scent in your oil diffuser and you will experience a refreshing aroma surrounding your place.

2.  Provide You Safety From Dry Weather
Is it accurate to say that you fear sweltering summer, cool winter, which may cause dry skin, dry lips, nose drains, bronchitis, sinus problems etc? Worry no more as the URPOWER Ultrasonic Aroma Essential Oil Diffuser is here to rescue you in this case! As the diffuser efficiently spread the moisture within the air, the dry weather is not going to bother you anymore.

3.  Health Benefits
The Oil diffuser comes with the advanced ultrasonic vaporizing diffusion technology that quietly releases a soothing fragrant mist up to 6 hours. The humidifier function adds moisture to the air to help you sleep better, cough less and alleviate dry sinuses. The URPOWER Ultrasonic Aroma Essential Oil Diffusers have been spotted as providing great health benefits to their consumers ranging from Insomnia to chest congestions, dry coughs and even sinuses.

What You Need To Know Before Purchasing This Product?

Although this product is a win-win deal, but there are certain aspects that should be kept in mind before purchasing this product. Let's see what they are:

1-  The essential Oil is not provided/included in the package.
2-  As mentioned above, the light of On button does not shut down.
3- The diffuser comes with two settings. If you press the On button once the diffuser will be operational for about 30 seconds, will then shut off and then automatically turn back on. It will remain on this setting. The second setting option is that you can press that same button twice instead of once, in this case the diffuser will continue running consistently until it runs out of water. 
Final Verdict?

With all the amazing benefits the URPOWER Ultrasonic Aroma Essential Oil Diffuser is providing, this product is definitely worth spending your penny on.