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Friday, April 28, 2017

List of Unspoken Rules in Financial Management And How To Use Them Properly

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There’s no doubt in anyone’s mind that it is absolutely essential to properly manage personal finances. Whether you’re saving for a rainy day, making sure you’re covered if the car breaks down or the washer breaks, planning a vacation, budgeting to pay off credit cards, or trying to make significant investments like buying a house, knowing how to manage your money is essential. While not everyone needs to use smart finances to get out of debt, absolutely everyone wants to know how to make the most out of their earnings, and enjoy a higher quality lifestyle, that is stable and financially secure. The following tips aren’t published in a book anywhere, and they’re not something we teach in school however they are points that everyone who is savvy when it comes to savings, investments and outgoings are well aware of.


1.   Stay On Top Of Interest Rates

This may be easier said than done, as many families have mortgages, loans, credit cards, and car payments to balance out every month. However, when you have time you can save yourself significant amounts of money every month by paying off higher-interest debts faster than others, and making sure you’re aware of when you can switch to 0% interest credit cards or mortgages. Interest can eat up your salary, and you have nothing at all to show for it.

2.   Mark It On Your Calendar

Those days when payments are due, or taxes need to be filed should be as regular on your calendar as other daily necessities. This is a basic thing to do that ensures you never miss a payment and are completely in control of all your finances. You can tell straight away if something isn’t right, and won’t end up running around trying to pay everything at the last minute, or dealing with late fees.

3.   Set Real Goals

If you have a dream vacation, or car, or plans to renovate your home, you should be vaguely aware of the costs involved. Figuring out the exact costs and how much you would need to save every month in order to realize these goals can be a great step in restricting wasteful spending. Many people don’t even realize how much they spend a month on take-out, restaurants, cable TV or even small purchases like buying lunch at the office canteen instead of taking their own. You may surprise yourself with how much you can save when you suddenly have a reason to stop spending on unimportant items.

4.   Commit To A Savings Account

Nate Mackinlay, a financial manager from Best Australian Writers, says that ‘most people don’t realize how much they can afford to save.’ While many of us are able to account for 90% of our earnings, between housing, groceries, the gym, and a social life, there is often a final 10% that just disappears. However that last 10% is spent, you can normally find it by writing down every single purchase for a month. At the end of that month you can then normally see that 5-10% of your income could go into a savings account, if you just stopped unnecessary purchases.

5.   Get Rid Of Your Cards

Dozens of experiments and personal stories show that it’s much easier to save money and stop unnecessary spending by using cash only. This means that you actually see your finances dwindle with every purchase of a few dollars, and you could be surprised by how much you’ve spent at the end of the day.

6.   Stay Positive

If you’re walking around telling people you’re bad with money, can’t save up, and will never have savings, then that is exactly what will happen. Find a way to adopt a good mental attitude, tell yourself you can do it, and treat saving up as a form of self-love – you’re taking care of yourself, your future, and your dreams simply by putting down a spare lipstick or pair of designer trainers.

7.   Don’t Be Shy About Your Value

One of the best ways to have more money is to make more. Don’t be afraid to negotiate for better pay, a better job title, or even a promotion, maternity or paternity pay, overtime, or bonuses. When you know you are a good employee, you deserve to be valued, and you should be paid for the good work you do.

8.   Don’t Cut Out Treats Altogether

While many of us could cut back when it comes to take out, clothes, and other indulgencies, completely depriving yourself is not the way to go. It’s not feasible and you won’t stick to your new plans if you’re miserable. Try to cut back, rather than completely stop buying yourself the small things that make you happy.

There’s no easy way to have everything you want, and never have to think about money. However, implementing the above tips can radially improve your financial situation with very little effort.  
Authored By Jennifer Scott
Jennifer is the business developer that works in different areas of education, technology, security and various types of online marketing. Prior to business developing Jennifer was consultant at Deloitte, and managed security services provider and developer of a wide range of security solutions.

Friday, April 21, 2017

Best Ways to Plan Your Video Editing While Travelling

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Taking a trip? Here’s how to coordinate with a video editing professional to make videos from your footage while you’re abroad.
How to Plan Travel Video Editing While Abroad

You’ve spent a lot of time and effort planning your big trip overseas. As the crowning touch, you want to document your trip in video to share with your friends and social network while the trip is going on. You could put something simple together during the trip, but you’d love to present something more polished and professional that really captures the excitement and adventure you’ll be experiencing.
To create a travel video of this scope you’ll need the services of video editing professionals, working to create finished videos while you’re on your trip. But it won’t be enough just to hire someone and ship footage to them. You’ll need to coordinate with your video editing professionals in a number of ways, before and during your journey to put together the high-quality video you’re looking for.
Preliminary planning
Your first steps in coordinating your efforts begin before the trip starts. Video editing professionals will want to have a clear idea of the scope of the trip – how long you’ll be gone; how much footage you’ll be sending them, and how many videos you’ll want to produce. Sit down with them and go over your itinerary and discuss your ideas. Experienced video editing professionals will often have some excellent suggestions on how you can tell your story through the video footage you shoot and the organization of the different videos they’ll produce.

Sunday, April 16, 2017

میرا پیارا تبلیغی سفر

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نعمان بھائی سے ملاقات سے پہلے، تبلیغی جماعت کے بارے میں جو کچھ معلوم تھا وہ مولانا طارق جمیل، سعید انور اور جنید جمشید بھائی کی بدولت ہی تھا - ان میں سے اب جنید بھائی تو اس دنیا میں نہی ہیں پر جو نیک کام یہ لوگ اور بہت سارے ان جیسے کر رہے ہیں، ہماری دعا ہے کے الله پاک انکی زندگیوں میں برکت ڈالے اور انھیں اجرے عظیم عطا فرمایے-  نعمان بھائی لندن میں زیریے تعلیم تھے جب الله پاک نے انھیں ہدایت کا راستہ دکھایا پھر وہ دن ور آج کا دن، الله کے اس نیک بندے نے پیچھے مڑ کے نہی دیکھا اور نہ صرف اپنی بلکے اپنے جیسے اور بھی بہت سے  نوجوانوں کی اصلاح کےلیے تبلیغ کا راستہ اختیار کرلیا
  

Tuesday, March 28, 2017

Recent act by Lionel Messi is disgraceful which must be condemned

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Lionel Messi is a world-famous footballer. He is an icon of this game with no doubt. In a recent incident during one of the world cup qualifying matches he has been suspended because of insulting an assistant referee. He has been fined and penalized under FIFA Disciplinary Committee’s rules. He has to pay $10,000 as well as he cannot be able to represent his team for next four matches.

Lionel Messi 

Most disturbing part of such incidents that these don't leave good impacts on the young generation’s mind who love this game with passion and follow their heroes blindly so repercussions of such negative acts must be discussed openly before these will get worst.

Every famous personality either in sports or in any other field must think twice before making him a part of such negative actions. This is just a matter of thinking that what would be their standings if someone from their fans list repeat the same kind of act!

We request every sportsmen to please do not make themselves an example in such bad incidents and always spread the positive messages either through their words or body language.

Please comment if you agree...


Monday, March 20, 2017

Ramesh Babu is inspiration for every entrepreneur with his great success story

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It is a well-known saying that, "We are the creator of our own destiny" and this is true! We are the masters of our own fate; we are responsible for what we are. We often come across success stories where heroes face various difficulties and end up making a successful and dazzling career for themselves, that fascinates us. We have a similar story to share with you, the story of great Ramesh Babu who proved that with continued hard luck, passion and determination, we can achieve anything we dream of. From rag to riches, let's have a glance at this mesmerizing journey of G. Ramesh Babu.

Who Is Ramesh Babu?

He is a billionaire barber and is the owner of a famous hair styling salon, called Inner Space.

Source: deccanchronicle.com

He also runs rent-a-car business including 256 luxury cars which include a Rolls Royce, six BMWs, nine Mercedes, a Jaguar, three Audis and much more. His customers incorporate military officers, politicians and also film stars, like Aamir Khan, Aishwarya Rai Bachchan and Salman Khan.

He owns a Rolls Royce Ghost for himself which is worth Rupees 3.1 crore and he had bought from his own hard-earned money. Only 5 people of entire city own this luxurious car including Ramesh!

The Story Of Struggle

Ramesh's story of struggle begins from the time when his father died in 1979 leaving a saloon business located on Brigade road. At that time, he was just seven years old. The saloon business was taken into running by his uncle. With his uncle paying just five rupees a day out of all the money he was making from the saloon, it was extremely difficult for Ramesh and his mother to fulfill their needs. After years of struggle, he managed to complete his school life.

Things weren't going well with Ramesh's family as his uncle was not cooperating and finally one day he simply decided not to pay a single penny to Ramesh's mother from the saloon's business. Outraged, Ramesh decided to take over the things into his hands. He began working at the saloon and started learning the roots of the business. He used to spend all his time there with his college studies alongside. "Since then I have been called a barber!", while recalling that time, Ramesh exclaims.

In 1993 he bought himself a used van and from this is where the car-rental business part, hops in. He struggled all his way up to 2004 because back then, in the nineties, the car-rental business wasn’t that popular. Up till this time, 2004 it was just a car-rental, but then Ramesh decided to take a huge risk and bought his first luxury car worth 40 lacs. However, he was fortunate and the risk he took paid him remarkably and his business extended fairly well. Finally, in 2011 he took another huge risk and bought the Royce for the amount of four crore rupees. He was warned by people that the scope of failures was really high against buying such a tremendously expensive car but he was confident in his decision.

Toughest Challenges Faced:

On April 2014, Ramesh had to pay over three crores for road taxes. He had to take the loan from many people as well as had to put up his property documents to get the cash.  It took a year or so, with his strategic planning and devour to his business, he was back on track.



What Lessons Does The Story Of Ramesh Have For Entrepreneurs?

Ramesh's story offers some valuable lessons to the entrepreneurs. Let's look at them:

Learn To Deal With Failures

Challenges and pitfalls are the parts of every business. Every business offers recurring imposing difficulties. The point is to grasp them wholeheartedly and handle them passionately.

Learn To Take Decisions

Before taking the two important steps in his career, Ramesh was told by many people that he is following the wrong path He simply didn't listen to them. He took those decisions even in the presence of immense oppositions and made his path to success.


There will always be someone to put you down; the trick is simple.. Keep Going. In spite the fact that the path to success is not flowers and rainbows, still, DO NOT GIVE UP!


Sunday, March 5, 2017

Tourism is reviving in Swat Valley. Be confident to visit it again, Let us assure you!

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Swat - which is also called the Switzerland of Pakistan, is a valley in Khyber Pakhtunkhuwa. It is the upper valley of the Swat River, which ascends in the Hindu Kush range. In a region brimming with the glorious view and dramatic scenery, Swat emerges as an especially magnificent corner of northern Pakistan.


Beautiful Swat Valley

With brilliant green meadows, clear lakes and high mountains, Swat offers a place of mesmerizing natural beauty and often regarded as heaven on Earth. Swat is clear for all, locals as well as foreigners. Anyone can freely go there.

Team Thinklikegiant has recently visited this valley so in this article, we are going to list for you all possible details about this beautiful valley.
  • Is Swat Valley Safe To Visit?
So the first question arises in one's mind while planning to visit Swat is if the valley secure enough now? Absolutely yes!

It was a matter of couple of years ago that it was ruled by Talibans but now it's completely clear for everyone. You can enjoy the valley's beauty without having any sort of security concerns. The people of Swat have been through tough times over the course of the past decade . Let it be the Taliban attacks, the military operation or the natural disasters the people of swat have faced these conditions bravely and now they have returned to a normal life .To help the people go back to a normal life and help them out of depression, many recreational activities have been introduced in Swat for instance an  amusement and gaming center called Motion Rider (which has the facility to play games and also includes a 3-D cinema) , Pakistani clothing chains from major cities have also opened.

Swat being rebuilt:

In spite of the fact, that in the reigns of Taliban Swat suffered a lot but now it is being rebuilt. Although the residents of Swat have seen worst but they are again back to life. The 2010 flood had left the small bridge over the river Bahrain badly damaged and Bahrain’s people found themselves on either side of a stream and many villages in the region were cut off from the main road.

The bridge was rebuilt with UNDP and SFD support. In addition, a six-km stretch of PCC road was resurfaced in the village, making transport swift and easy. Similarly, a newly rebuilt Gidarsar link road connecting village to the rest of the world has changed the lives of 5,000 people living in the area.

A project impact evaluation study conducted by an independent consulting firm has revealed that community access to markets, education and health services has improved by 90 percent, while access to livelihoods has improved by 85 percent
2011–2016 was marked by the rehabilitation of 761 schemes, including 107 link roads, 284 street pavements, 159 culverts, 84 small bridges and 127 irrigation/drainage channels through the Community Resilience Malakhand project.



Things to Buy:

You definitely need to buy one of these,
  • You definitely need to buy one of these,
  • Local Handkerchiefs
  • Embroidered Material
  • Hand woven mats and Shawls
  • Tribal Jewelry
  •      Carved wood work
The Must-Try Cuisines:

Swati foods are mostly influenced by Pashtun's cooking styles; their primary features are Rice dishes and Kebabs. Sheep meat is more conspicuous in Pashtun cooking styles. Rice Haleem, Chapli Kebab, Tika and Mutton/Lamb/Chicken Karahi, including Peshaweri foods, are prominent among Swati People. Their conventional cooking styles are generally non-spicy. Sajji, Shinwari Chicken, Kabuli Palaw, Chapli Kebab, and Titanic Ice cream are some of the famous eatables of Swat Valley.

Fruits of swat:

The fruits from Swat are very famous across the country. The most famous produce of Swat includes apples, walnuts, citrus, apricots, pear, peach, cherries, plums,  and melons.

The apples of Gwalerai(a village Located 38 kilometres away from Mingora)are the most popular produce of swat .The village also grows ‘Shaftaloo’ (large peach).

Snowfall in swat :

Every year swat witnesses beautiful snowfall, the places to see in the winter season are :



Malam Jabba: located at a height of about 9,000 feet above sea level. Snowfall begins in the month of November and the area wears a thick white snow . It is the only ski resort in the country open for general public with ski slope of about 800 meters. Proper training camps are also arranged for beginners.



Miandam valley :  located in Hindukush mountains, some 40 Kilometers from the capital city of Swat, Mingora . The valley is easily accessible and is an abode for nature lovers. This is the place for those searching for a serene place brimming with scent and grand excellence. In summer a large number of visitors visit here.
Encompassed by mountains and thick woodlands, the valley stays covered with a dense layer of snow in the winter season making an entrancing scene.

Kalam Valley :  Located about 100 kilometers from Mingora, Kalam is considered one of the most beautiful valleys in the world. With over 500 hotels, big and small, the valley is packed with tourists.

Five Places You Can't Miss Visiting In Swat:

Butkara :

(Butkada Stupa), a standout amongst the most critical Buddhist holy places in Swat, and is close to the exhibition hall.

Saidu Sharif:

Saidu Sharif is the capital of Swat, joint with the Mingora city. In the season of royal state Saidu Sharif was the capital of swat State, now it is the capital of Malakand division. All the locale organization workplaces and two healing centers and one school are there. Saidu Sharif houses the Swat Museum that contains the finest accumulations of Ghandhara workmanship.

Bahrain

It lies at a separation of seven miles from Madyan. Bahrain means "Two Waters". It is named due to the fact that it is situated at the convergence of Daral and Swat waterways. Due to two streams, the environment of Bahrain is constantly charming. The tourists visit here consistently. There you can discover numerous inns with a sensible rate.

Marghzar:

Marghzar is a small town situated at about 13 kilometers away from Saidu Sharlf. It is famous for its White Marble Palace .The palace now serves as a hotel. While going towards Marghzar, a road turns to Islam Pura, which is famous for its woodwork, shawls and blankets. The White Palace at Marghazar was the residence of the Wali of Swat, Jehanzeb. The palace was  built in 1940 by the first king of the Swat Valley, Mian Gul Abdul Wadood .



Islampur :

Situated two kilometers from Saidu Sharif near Mingora, Islampur is popular due to its handloom weaving sector, which serves as the economic lifeline for over 4,000 village population. Hand-woven shawls and traditional blankets made at Islampur are supplied to domestic markets as far away as Karachi.

Archeological Sites To Visit:

Some of the fascinating archaeological sites of Swat Valley include,
  • Gumbat Stupa
  • White Palace
  • Swat Museum
  • Khuwaza Khela
  • Ushu Valley
  • Mutiltan
  • Mohodand Lake
  • Kundalo Lake
Some breathtaking views of Swat Valley in winter (Feb)


Took this view on the other side of rive.

Took this view on the other side of rive.

Took this view on the way to Saidu Sharif from Mingora

Sunday, February 19, 2017

Top 10 Best Fiver Gigs To Order In 2017 For Web Development, SEO And Internet Marketing

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Fiverr is one of the best global online marketplaces. It covers almost everything, provides you the solutions for all your problems from data mining to digital services, from SEO optimization for your website to writing and translation- all in one place.

Fiverr.com


Here are ten best Fiverr gigs for you to order in 2017 for web development, SEO and internet marketing.

ü  Domain: Web Development
This is an all-rounder gig that offers various aspects of web development as well as troubleshooting and error fixing.
ü  Domain: SEO
Another awesome gig that promises a complete SEO package to make your site rank on Google's first page.

ü  Domain: SEO
If you are in need of targeted traffic or you want your website optimized with right keywords, then this gig is for you!

ü  Domain: SEO
Starting with the price of just $5 this gig is a win-win. The sellers offer a number of services such as bad link removal, analyzing your competitors etc.

         ü  Domain: Internet Marketing
The seller runs social media campaign in order to get visitors to your website, which results in increased 80% visitors from USA.

        ü  Domain: Internet Marketing
One of the best-selling gigs from Fiverr. The seller is a professional in SEO and internet marketing and by spending just 5 bucks you can have around 2300 Social Visitors to your website. The seller also promises 100% refund in case you are not satisfied with the service.

      ü  Domain: Web Development
This gig has A LOT to offer including Plugin Integration, Installing and fixing themes, fixing the layout issues and what not! This is definitely one of the best gigs for web development.

     ü  Domain: Internet Marketing
This gig comes with 3 packages Basic for $5, Standard for $15 and Premium for $30, each offering a variation of services. The seller promotes your website in her blog which has a high number of visitors. The promotion remains as a permanent link in the blog.

    ü  Domain: Web Development
This gig guarantees to fix all the technical issues for your website or operating system. This seller also provides remote assistance through Team Viewer for complete troubleshooting.

    ü  Domain: Internet Marketing
The seller is a certified Google Analytics Expert. Google Analytics is an important tool in internet marketing. This gig is the complete solution for all your GA-related issues.